# A payout for every row: what changed in v1.1.0, sgit.ai > The changes to the article "A payout for every row" in v1.1.0, paragraph by paragraph. *Source: · sgit.ai v0.7.87 · this file is generated from the same content as the page, so the two cannot drift. Every page on this site has a `.md` twin; internal links below point at them.* --- [Home](../../../index.md) / [Articles](../../index.md) / [A payout for every row](../../a-payout-for-every-row.md) / [Versions](../a-payout-for-every-row.md) / v1.1.0 # A payout for every row: what changed in v1.1.0 From v1.0.0 (2026-10-28, `4e1fc1720`) to v1.1.0 (2026-10-28, `6da043b74`), paragraph by paragraph. 1 paragraph added, 0 removed, 1 changed in place, 73 unchanged. About 180 words added and 0 removed. Insertions are marked like this, deletions like this; unchanged runs are folded to one line; figures appear as their file names. [all versions](../a-payout-for-every-row.md) · [v1.2.0 →](v1.2.0.md) 49 unchanged paragraphs, under In short {#in-short}, An insurer de-risks an action {#house}, Not every action is insurable, and that is the point {#uninsurable}… The terms are files in the vault, and they read like the formula above. The simulated policy for the support agent, `concierge-sim-2026-09-03`, has a normal band of 2,000 tokens and 5 customer records per action, asks a person above 6,000 tokens or 12 records, sets a ceiling of 8,000 tokens and 20 records per action, refills a pool of 12,000 tokens and 40 records per conversation, and holds back a reserve of 10% that no decision may draw on. Above 20 records the action is not a bigger draw but an exclusion, and the policy gives the reason in one line: "a record once read by an agent is exposure that cannot be unread". Its rating rule is the experience rating an underwriter would recognise: if the pool is drawn on most days, the normal band is wrong, "and the response is to raise the band and shrink the pool, never to enlarge the pool". 21 unchanged paragraphs, under The vendors' share {#vendors}, What comes next {#next}, What this does not claim {#limits}… • The [Licence to Operate vault](https://sgit.ai/demos/vaults/licence-to-operate/index.html) on sgit.ai, vault `posrhzp3`, read from its published page on 28 October 2026:2026 for the 12, 4 and 8 capabilities, the rate table, the 20-record limit, the three replies and their costs,costs and the quoted banner.banner, and cloned with sgit 0.26.11 the same day for the policy file `policies/concierge/concierge-sim-2026-09-03.json`: the bands, the ceiling, the pool, the 10% reserve, the 20-record exclusion and the two quoted lines. 3 unchanged paragraphs [all versions](../a-payout-for-every-row.md) · [v1.2.0 →](v1.2.0.md) --- *[Site index for agents](../../../llms.txt) · [HTML version](https://newsroom.sgit.ai/articles/versions/a-payout-for-every-row/v1.1.0.html)*