# Underwriting the agent economy, reviewed: what changed in v1.1.0, sgit.ai > The changes to the article "Underwriting the agent economy, reviewed" in v1.1.0, paragraph by paragraph. *Source: · sgit.ai v0.7.87 · this file is generated from the same content as the page, so the two cannot drift. Every page on this site has a `.md` twin; internal links below point at them.* --- [Home](../../../index.md) / [Articles](../../index.md) / [Underwriting the agent economy, reviewed](../../underwriting-the-agent-economy-reviewed.md) / [Versions](../underwriting-the-agent-economy-reviewed.md) / v1.1.0 # Underwriting the agent economy, reviewed: what changed in v1.1.0 From v1.0.0 (2026-10-24, `05830a1fe`) to v1.1.0 (2026-10-27, `db67c5ce1`), paragraph by paragraph. 0 paragraphs added, 0 removed, 10 changed in place, 65 unchanged. About 0 words added and 216 removed. Insertions are marked like this, deletions like this; unchanged runs are folded to one line; figures appear as their file names. [all versions](../underwriting-the-agent-economy-reviewed.md) 2 unchanged paragraphs !shot uw-cover.webp | images/ | The cover of "Underwriting the Agent Economy: The Blueprint for an AI Insurance Stack", July 2026, arXiv 2607.11999v2, published under CC BY 4.0.2607.11999v2. | screenshot 10 unchanged paragraphs, under In short {#in-short}, The paper in one page {#cliff-notes} !shot uw-cliff.webp | images/ | The paper on one page: the problem (silent coverage, a disconnect between underwriters and businesses, three providers carrying over 80% of deployments, agent task length doubling every four months),problem, the proposal (affirmative cover in the billions by 2030, an eight-part stack, recurring technical tests, expected-loss pricing),proposal, the precedents (Underwriters Laboratories, the Closed Claims Project, cyber, nuclear) and the tails (a coverage tower up to a government backstop).tails. | concept 3 unchanged paragraphs !shot uw-failures.webp | images/ | Table 1 of the paper: common failure modes of AI agents (reliability, alignment, security, multi-agent),agents, with the paradigmatic risks and a real example of each. | screenshot 3 unchanged paragraphs, under The AI insurance stack {#the-stack} !shot uw-stack.webp | images/ | Figure 1 of the paper, the AI insurance stack:stack, with incident data atloopingthethroughtopeachfeeding standards and accumulation risk research, which feed risk selection and pricing, then ongoing loss control and incident response and claims, which loopstage back to incident data.itself. | screenshot 3 unchanged paragraphs, under Standards, and the precedent that makes the case {#standards} !shot uw-standards.webp | images/ | Table 3 of the paper: ISO 42001, the NIST AI RMF, STAR for AI and AIUC-1 compared side by issuing body, release, revision cadence, type, focus, whether certification is performance-based, and depth of technical prescription.side. | screenshot 1 unchanged paragraph !shot uw-ul.webp | images/ | Section II.3.E of the paper: Underwriters Laboratories, founded by property insurers in 1894, testing fire suppression sprinklers around 1919;and the UL mark as a de facto test of insurability, later referenced in electrical codes.mark. | screenshot 2 unchanged paragraphs, under The tails {#the-tails} !shot uw-tower.webp | images/ | Figure 2 of the paper: a hypothetical coverage tower for frontier AI catastrophic risk, from self-insured retention and primary insurance through mutual insurance, reinsurance and catastrophe bonds to a government backstop.risk. Proportions are illustrative. | screenshot 20 unchanged paragraphs, under The market already selling it {#the-market}, What the paper asks for, and does not build {#the-gap}, What we are building at RiskMandate {#riskmandate} !shot uw-map.webp | images/ | The paper's eight componentscomponents,on the left; on the right,and what RiskMandate and sgit already produce:producetheforagenteach.behaviour policy (reach, mandate, the gap), hooks and their audit logs, tests and drills, the delegation record, AIUC-1 as a graph with its conformance layer, insurability as a query, and the maintainers' sign-off on what agents run on. Solid lines exist; dashedDashed lines are proposed. | concept 3 unchanged paragraphs, under What we did with AIUC-1 {#aiuc-1} !shot uw-insurability.webp | images/ | The AIUC-1 conformance layer on sgit.ai computing insurability for an invented subject on a given date: one condition met, 52 exclusions, none of five consequences covered, each with the reason in the control's own words.subject. Unofficial and derivative; not approved, certified or endorsed by AIUC.derivative. | screenshot 3 unchanged paragraphs, under What the paper has that we still miss {#what-we-miss} !shot uw-gaps.webp | images/ | What the paper has that we still miss: a loss number, incident data at scale, accumulation, contract language, a recurring test cadence,accumulation and multi-agent failures.more. | concept 15 unchanged paragraphs, under What this does not claim {#limits}, Where this comes from {#sources} [all versions](../underwriting-the-agent-economy-reviewed.md) --- *[Site index for agents](../../../llms.txt) · [HTML version](https://newsroom.sgit.ai/articles/versions/underwriting-the-agent-economy-reviewed/v1.1.0.html)*