# Who carries the risk: what changed in v1.3.0, sgit.ai > The changes to the article "Who carries the risk" in v1.3.0, paragraph by paragraph. *Source: · sgit.ai v0.7.87 · this file is generated from the same content as the page, so the two cannot drift. Every page on this site has a `.md` twin; internal links below point at them.* --- [Home](../../../index.md) / [Articles](../../index.md) / [Who carries the risk](../../who-carries-the-risk.md) / [Versions](../who-carries-the-risk.md) / v1.3.0 # Who carries the risk: what changed in v1.3.0 From v1.2.0 (2026-10-28, `9743a435c`) to v1.3.0 (2026-10-28, `a1b5e3bf2`), paragraph by paragraph. 0 paragraphs added, 0 removed, 1 changed in place, 63 unchanged. About 2 words added and 0 removed. Insertions are marked like this, deletions like this; unchanged runs are folded to one line; figures appear as their file names. [← v1.2.0](v1.2.0.md) · [all versions](../who-carries-the-risk.md) · [v1.4.0 →](v1.4.0.md) 18 unchanged paragraphs, under In short {#in-short}, What we have, and the question it leaves {#have}, Who sells AI agent cover today {#landscape} • **AIUC** combines a standard, audits and insurance. When it came out of stealth, its policies were described as covering "customers and vendors in the event an agent causes harm", with pricing that "reflects how safe the system is" ([Fortune](https://fortune.com/2025/07/23/ai-agent-insurance-startup-aiuc-stealth-15-million-seed-nat-friedman/), 23 July 2025). In September 2026 it raised a $40 million Series A to extend its audits, standards and insurance to frontier models, reportedbringingaswhat$40it has raised to the $55 million and given on AIUC'sits own site as $55 million;gives; the companies certified to AIUC-1 include Cursor, ElevenLabs, Harvey, KPMG, Lovable, UiPath and Intercom's Fin ([FinTech Global](https://fintech.global/2026/09/17/aiuc-raises-40m-to-police-risk-in-frontier-ai-agents/), 17 September 2026). 45 unchanged paragraphs, under The parts of an insurer {#chain}, Is it a capital problem? {#capital}, Start as a managing agent, carry the risk later {#path}… [← v1.2.0](v1.2.0.md) · [all versions](../who-carries-the-risk.md) · [v1.4.0 →](v1.4.0.md) --- *[Site index for agents](../../../llms.txt) · [HTML version](https://newsroom.sgit.ai/articles/versions/who-carries-the-risk/v1.3.0.html)*