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A trusted framework for agentic finance: what changed in v1.5.0

From v1.4.0 (2026-10-20, d54a7ab8d) to v1.5.0 (2026-10-27, db67c5ce1), paragraph by paragraph.

0 paragraphs added, 0 removed, 8 changed in place, 59 unchanged. About 0 words added and 162 removed. Insertions are marked like this, deletions like this; unchanged runs are folded to one line; figures appear as their file names.

← v1.4.0 · all versions

2 unchanged paragraphs

!shot fc-crosswalk.webp | images/ | The FCA's points from the speech, set against our open work that covers the same ground. Blue: the four elements of the framework the FCA proposes. Teal: the governance themes. Orange: how the two sides could connect. Aligned with, not endorsed by. | comparison

26 unchanged paragraphs, under In short {#in-short}, What the FCA said {#speech}, Four elements we have been writing about {#four}…

!shot pa-agent-pay.webp | images/ | The payments assistant's policy in the vault, with all four elements:vault: identity, from consent to policy hash; delegated authority, twelve rows with three gaps marked; accountability, the chain from the product owner to the boardaccountability and a decision for each gap; execution, what keeps each row, and every decision it made that day with its receipt.execution. | screenshot

13 unchanged paragraphs, under At play: one day at the gate {#day}

!shot pa-gate-anim.webp | images/ | The gate, animated, from 10:02 to 12:10: aseven newevents payee approved byin the customer; a hidden instruction in a bill, declined by the model; advice caught by the output check; a vulnerability routed to a person; an alert closedday, with areceipts second person's approval; a full credit search that nothing stopped; an email the model declined to send. Receipts chainchaining along the bottom. | screenshot

1 unchanged paragraph

!shot pa-gate-setting.webp | images/ | 15:30: the standing-order change goes through the gap, because the approval rule iswas a setting the agent'sagent owncould account can change, and it was off.change. | screenshot

1 unchanged paragraph

!shot pa-split.webp | images/ | The day split by what kept each row: 26 actions on boundary rows, no incidents; 12 on gap rows, six near misses and three breaches. | comparison

1 unchanged paragraph

!shot pa-blast-fraud.webp | images/ | The fraud triage agent's blast radius in the vault: its mandate inside,mandate, the gaps around it, and the core ledger reachable through a service account secret.ledger. | screenshot

2 unchanged paragraphs, under The same day, with and without a policy {#levels}

!shot pa-levels-anim.webp | images/ | The same day, five ways:ways, from no policy,policy in the prompt, in hooks, enforced outside the agent, and asto Pellbridge isas deployed. Each square is one event, coloured by what happened.event. | screenshot

4 unchanged paragraphs, under Adopt it, or write your own as a graph {#graphs}

!shot fc-connect.webp | images/ | Two policy graphs connectedjoined by edges.edges: Ona regulator's graph on the left, a regulator'sfirm's graphbehaviour in its own vocabulary, hypothetical here;policies on the right, a firm's behaviour policies. Neither adopts the other's schema; the edges do the work.right. | concept

9 unchanged paragraphs, under What this does not claim {#limits}, Where this comes from {#sources}

← v1.4.0 · all versions